Investing well is about balancing risk and reward. The unprecedented challenges facing the world economy have many savers looking to reduce risk exposure.
While it’s true that amount of return you can get depends on how much risk (and losses) you are willing to accept, great investors make their living by balancing these forces. While we can’t decide for you how much risk you are willing to take, we have structured this guide to give you a range of options based on zero, low or medium risk.
Most investors want to make investments in such a way that they get sky-high returns as quickly as possible without the risk of losing principal money. This is the reason why many are always on the lookout for top investment plans where they can double their money in few months or years with little or no risk.
While selecting an investment avenue, you have to match your own risk profile with the associated risks of the product before investing. There are some investments that carry high risk but have the potential to generate higher inflation-adjusted returns than other asset class in the long term while some investments come with low-risk and therefore lower returns.
To be perfectly transparent, no investment is 100% safe from all risk. Because of fluctuating markets and a sometimes unpredictable economy, it’s hard to say which single investment is the safest. However, there are some investment categories that are much safer than others.
Where To Invest Money To Get Good Return
1. Individual stocks
Stocks represent an ownership share in a particular company. These shares are traded on public exchanges, so they can be bought or sold at any time.
Over time, stocks as a whole have provided returns that have easily beaten inflation. This makes them a good investment for long-term growth. However, they can also have steep losses that sometimes last for several years.
Stocks can be bought individually or in large groups via a mutual fund or diversified portfolio.
Buying individual stocks, whether they pay dividends or not, is better-suited for intermediate and advanced investors. But you can buy a group of them in a stock fund and reduce your risk.
2. Index fund – Where To Invest Money To Get Good Return
An index fund is a portfolio of stocks or bonds designed to mimic the composition and performance of a financial market index.
Index funds have lower expenses and fees than actively managed funds.
Index funds follow a passive investment strategy.
3. Cryto currency
Cryptocurrency is digital money. That means there’s no physical coin or bill — it’s all online. You can transfer cryptocurrency to someone online without a go-between, like a bank. Bitcoin and Ether are well-known cryptocurrencies, but new cryptocurrencies continue to be created.
cryto has help lots of people make huge returns over few years than they expected so if you not investing in it right just know you are missing a great opportunity to increase your financial status.
4. Gold Investment
When you think about investing in gold, don’t restrict yourself to just buying physical gold, like coins or bullion. Alternatives to invest in gold include buying shares of gold mining companies or gold exchange traded funds (ETFs). You can also invest in gold by trading options and futures contracts.
Investing in the stock of companies that mine, refine and trade gold is a much more straightforward proposition than buying physical gold. Since this means buying the stocks of gold mining companies, you can invest using your brokerage account.
5. Sliver – Where To Invest Money To Get Good Return
Silver may be used as an investment like other precious metals. It has been regarded as a form of money and store of value for more than 4,000 years, although it lost its role as legal tender in developed countries when the use of the silver standard came to a final end in 1935. Some countries mint bullion and collector coins, however, such as the American Silver Eagle with nominal face values.
investing in this precious mental is not bad at all but you should be willing to tract at all times because of the volitale nature of it.
A real estate investment trust (“REIT”) is a company that owns, operates or finances income-producing real estate.
REITs provide all investors the chance to own valuable real estate, present the opportunity to access dividend-based income and total returns, and help communities grow, thrive, and revitalize.
REITs allow anyone to invest in portfolios of real estate assets the same way they invest in other industries – through the purchase of individual company stock or through a mutual fund or exchange traded fund (ETF).
The stockholders of a REIT earn a share of the income produced through real estate investment – without actually having to go out and buy, manage or finance property.
A bond is an agreement between an investor and the company, government, or government agency that issues the bond. When investors buy a bond, they are loaning money to the issuer in exchange for interest and the return of principal at maturity.
Because bonds traditionally pay the investor a fixed interest rate periodically, they are also known as fixed-income securities.
Unlike stocks, bonds don’t make the investor an owner of the bond issuer: the investor becomes a lender to a company, city, or government.
Investing in bond is the safest because whether the company is making profit or not you are entitled to your money and interest.
8. Real Estate – Where To Invest Money To Get Good Return
Real estate is property consisting of land and the buildings on it, along with its natural resources such as crops, minerals or water; immovable property of this nature; an interest vested in this an item of real property, buildings or housing in general.
investing in house and rental properties, buying and selling of lands and building is a very lucrative business that when transcted well the return is always very massive.
9. Your Own Business
Owning your own business is a great means of a good investment which can boost your financial life when things are actually set in place. like the right location and type of business and people living around whether its meeting their needs and so on.
10. Peer to peer lending
Peer-to-peer (P2P) lending enables individuals to obtain loans directly from other individuals, cutting out the financial institution as the middleman. Websites that facilitate P2P lending have greatly increased its adoption as an alternative method of financing.
P2p could very helpful in terms the interest involve in it.
11. Forex – Where To Invest Money To Get Good Return
Forex, also known as foreign exchange or FX trading, is the conversion of one currency into another. It is one of the most actively traded markets in the world, with an average daily trading volume of $5 trillion.
Learning forex trading involves getting to know a small amount of new terminology that describes the price of currency pairs. Once you understand it and how to calculate your trade profit, you’re one step closer to your first currency trade.
Investing and learning how to trade on your own is the best way to accommulate massive profit but it is very risk because you can loose all your money in one trade if you are not careful.
12. Your education
Education is the essential foundation for prosperity and opportunity. It strengthens our democracy, enriches our civic life, and serves as a pathway to economic success.
It also cultivates young people’s talent and creativity, encourages them to connect with other people, and inspires them to discover and analyze the world in which they live. Everyone – including those in academia, business, and government – plays an important role in education.
Getting educated and acquiring a good skills is a nice form of investment
Investments in education and equity will increase student learning and graduation rates and in turn secure our nation’s economic future. But more importantly, they will move us closer to obtaining a priceless dividend: a more equitable and just society.
13. Your health
it is always said that health is wealth which means that without good health we might not have the full capacity strength to carry out our day to day activities. for this reason we should ensure we do take proper care of our wellbeing.